MedFi is not a lender, bank, or financial institution. We do not make credit decisions, originate loans, or fund any financing directly. Instead, we act as a technology platform that connects consumers with third-party lending partners, including both secured and unsecured financing providers to help people find the best lending options.

Loan offers and approvals are solely determined by our lending partners based on their independent underwriting criteria. MedFi does not guarantee lending, influence credit decisions, loan terms, or interest rates.

All financing options are provided by third-party lenders. Terms, interest rates, and eligibility requirements vary by lender and are subject to change. MedFi does not guarantee the accuracy of loan terms displayed and encourages borrowers to carefully review all loan documents provided by lenders before accepting financing.

Pre-qualification processes may involve a soft credit check, which does not impact your credit score. If you choose an option and then decide to proceed with an application, the lender may perform a hard credit inquiry, which may affect your credit score.

Information provided on our website is for informational purposes only and should not be considered financial, legal, or tax advice. We recommend consulting with a professional advisor regarding financial decisions.

Lending laws vary by state. Loan availability is subject to applicable federal and state laws, and not all financing options may be available in every location.